Pay, Allowances & Pensions

Pay, Allowances & Pensions

The following pages detail the Pay, Allowances and Pension packages available to members of the Royal Air Force.


The Joint Personnel Administration Centre (JPAC) calculates and authorises pay for all RAF personnel based on the information supplied by accounting units and other Service or external organisations, including self-service inputs from individuals. JPAC also effects deductions and authorised recoveries such as tas and Earnings Related National Insurance Contributions (ERNIC) based on the information provided above.

Formal regulations can be found in the Joint Service Publication below:

JSP754 - Tri-Service Regulations for Pay and Charges

Current pay rates for both Regular and Reserve Royal Air Force personnel can be found here: Current Pay Rates


There are many types of allowances payable in particular circumstances and a general guide to allowances can be found here:

Guide to Allowances

And formal regulations can be found in the Joint Service Publication below:

JSP 752 – Tri-Service Regulations for Allowances


There are 2 Armed Forces Pension Schemes (AFPS). AFPS 75 pension benefits are based on rank and length of Service. All personnel serving before 6 April 2005 will be serving under the AFPS 75 scheme unless they opted to move to the AFPS 05 as part of the Offer to Transfer process that took place between July 2005 and March 2006. AFPS 05 pension benefits are based on length of Service and final salary and personnel who joined after 6 April 2005 will be serving under the AFPS 05 scheme.

There are some fundamental differences between the schemes that cover both retired benefits and dependents benefits. To find out what benefits personnel are entitled to, click on the link and download the booklets that are applicable to the AFPS that you/your spouse are serving under Current Pension Rates.

Armed Forces Benefits Calculator

The Armed Forces’ Benefits Calculator will provide you with an indication of the value of the total benefits you receive as a member of the Armed Forces and the pension calculator provides a guide to the pension benefits you could expect to receive under Armed Forces Pension Scheme 1975 (AFPS 75) or Armed Forces Pension Scheme 2005 (AFPS 05). See the website below for details:

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