Financial Advice

Money Advice Service Healthcheck

The Money Advice Service was set up by the government to help people take the right financial decisions and act on them. The Money Advice Service is here to help everyone manage their money better by providing clear, independent and unbiased money advice to help people make informed choices. We believe that this can make a difference to people’s lives, and when people take steps to manage their money better, they can live better too. The support and resources provided by the Money Advice Service are free, and are designed to help everyone with practical money advice, whatever their financial circumstances.

The Money Advice Service provides personalised advice online at this link, Using the health check will help you get a high level assessment of your financial priorities and highlight where you can take action to build healthy financial habits. You will be able to get a personalised “action plan” which will help you prioritise your actions and link you to a wide range of other online tools and resources. To try the health check today click here: Health Check.

You can also get free money advice over the ‘phone on 0300 500 5000, and face-to-face across the UK through a national network. For more information on this service visit the Money Advice Service website. The website also provides a comprehensive range of information, tools and calculators to help you manage your money.

The advice provide by the Money Advice Service is unbiased, independent and completely free. Because we’re not selling anything ourselves, or for anyone else, you can trust our advice.

If you require individual financial advice, is a portal for finding local, professional advice, including independent financial advisers (IFA), mortgage, accounting and solicitor advice. Choose your requirements and receive details of qualified advisers close to your home or office.

My Local Adviser

This site was developed to help you find an adviser in your local area for all your financial needs. All the advisers on the site are regulated by the Financial Services Authority and cover the complete range of financial products, savings and investments, mortgages, insurance and pensions.

Citizens Advice Bureau Benefits & Money Advice Service

In 2005 The Royal British Legion (TRBL) conducted comprehensive research into the needs of the ex-Service community. One of their key findings was the high level of financial problems encountered by this client group. To address the issue The Royal British Legion and the Royal Air Force Benevolent Fund agreed to fund Citizens Advice to provide a holistic service offering advice on benefits and money matters to serving and former members of the Armed Forces and their families.

There are currently 42 Benefits and Money Advisers at Citizens Advice Bureaux across England, Wales and Northern Ireland, with an additional 7 in-house TRBL advisers based at its headquarters and regional offices.

More on the Benefits and & Money Advice Service (PDF, 993KB)

Locations of Benefits and Money Advisers (PDF, 39KB)

Which? Mortgage Advisers

Which? have launched a website for consumers seeking independent mortgage advice - Which? Mortgage Advisers. The website is a free-to-use, independent source of information to help consumers find the right mortgage for them.

Cycle to Work Scheme

Service personnel are not eligible to take part in the Cycle to Work (C2W) scheme due to, amongst other things, the fact that we are paid Home to Duty. Further details are in the attached note from the personnel staffs in the Ministry of Defence, in response to a parliamentary question:

Cycle to Work Scheme - why we can't take part (PDF, 55KB)